Put Down The Burger Or Pay The Price

New research from Duke University and the CDC suggests that severe obesity could have a considerable effect on health costs in coming years, WebMD Health News reports.

According to the study, by 2030, 42 percent of Americans will be obese and 11 percent will be severely obese. If prediction turned reality, health care costs would see an increase in millions of dollars due to a rise in heart attacks, strokes, diabetes and other related conditions. Obesity-related ailments already account for 9 percent of U.S. health costs — or $147 billion a year, according to WebMD.

The news isn’t all bad, however. Adult obesity numbers, though still unhealthful, seem to be leveling off. Earlier obesity estimates predicted that 51 percent of the population would be overweight by 2030.

So maybe we’re already getting the message.

“If Americans could become no more obese than we were in 2010,” WebMD says, “the U.S. would save $549.5 billion over the next two decades.”

But that still leaves stark numbers on the other side of the spectrum. Based on BMI (body mass index), 1 in 20 Americans is considered severely obese. At the rate we’re going, that number will rise to 1 in 10 by 2030.

The messages — and the worrisome predictions — are out there. Now it’s up to individual efforts to improve personal health, exercise and eating habits.

If nothing else, maybe we’ll do it for the money.

Doctor Appointments for Every Decade

If you’ve been on top of your apple a day in hopes of keeping the doctor away, I’ve got some unfortunate news for you: like it or not your butt is bound to get back on that table!

Visits to the doc are an essential part of good health, so embrace it, mark your calendar and remember these important appointments that come each decade:

IN YOUR 20s

Primary care physician.  Every year you should make a visit to your primary care physician. Think of this yearly appointment as a time and money saver; the earlier health issues are detected, the better (for both your health and wallet).  The checkup should include a screening for problems such as gastritis, inflammatory bowel disease, colon cancer and diabetes.

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A Few Not-So-Innocent Supplements

According to a recent article in AARP magazine, “When Supplements Become Dangerous,” taking dietary supplements can wreak havoc when combined with certain medical prescriptions.

“There are over 5,300 distinct dietary supplements, and very few of them have been studied systematically,” notes Vanessa Grubbs, M.D. and expert in kidney disease at San Francisco General Hospital. Newly diagnosed kidney patients should tell their doctors if they are taking any supplements, as some might adversely affect any drugs the doctor prescribes, says Grubbs.

It’s tough to know what’s really inside those supplements because although the Food and Drug Administration (FDA) regulates the industry, the FDA doesn’t adhere to the same guidelines it uses for medications.

What’s worse is that FDA approval isn’t needed by the supplement manufacturers before they release their products. Yikes!

A doctor’s approval for taking supplements is a must, particularly for people with hypertension, diabetes, kidney disease or liver problems. The article references a list of potentially dangerous supplements in a 2010 issue of Consumer Reports:

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Long-Term Vs. Short-Term Medical Insurance

Preparing for unexpected life changes is a necessity. Most people are not prepared for sudden illnesses or accidents which put them out of work. Depending upon the situation, some people may not be able to return to work, which is why preparation is key.  In these instances, investing in short-term and long-term insurance will reduce a significant amount of financial stress.

Short-Term Medical Insurance

Short-term insurance usually starts after a person has been at their job and enrolled in the program for about a year. It is important to speak with your employer’s health care benefits coordinator to find out when you are eligible to participate. Most short-term insurance policies will cover time out for childbirth and months home with the new born. Short-term insurance also provide financial relief due to an accident, illness or minor surgery. Most people need this steady flow of income to keep paying household bills and health care costs. Obviously short-term disability will eventually reach its course, and that is when long-term disability will replace it.

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Health Benefits of Yoga (Besides A Rockin’ Bod)

Over the past several years, yoga has seen a dramatic increase in popularity in western culture.  In major cities, studios are popping up on every block and men and women are getting hooked on the practice.  But exactly what is it that makes yoga so appealing?

Apart from the transformative toning effect it has on the body, yoga has an infinite number of benefits which improve the mind, body and (yes, really) the soul.  While some consider it a form of exercise, others consider it to be a powerful form of alternative medicine.

No matter how you view the practice, however, its positive effects cannot be ignored:

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How to Haggle a Lower Medical Bill

For those that are uninsured, getting sick can be a nightmare. Even worse if you realize that you need a costly procedure that you cannot afford at the moment. But even those with insurance often struggle coming up with the funds to pay off the remaining balance that their health coverage did not cover.

Just like with most businesses however, patients can negotiate lower medical bills if they go about it the right way. In fact, statistics show that only a mere 13 percent of Americans even attempt to negotiate reduce bills. But those that do try are generally successful. That said, to learn how to haggle your medical expenses, continue reading below.

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Big Data in Healthcare: Easier Said Than Done?

In 2011, IDC predicted the that size of data or the “digital universe” would increase by 48% in 2012, accelerating the innovation of in-memory databases and analytic functionality.  Since then, everyone’s been talkin’ about big data:  what it means and how it will shape US industries like healthcare.

“Healthcare organizations around the world are challenged by pressures to reduce costs, improve coordination and outcomes, provide more with less and be more patient centric,” explains a recent report by IBM.

The solution? Building analytics competency which would allow these organizations to use “big data” to set goals and produce better outcomes more quickly.

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Cake Health iPhone App On Hiatus

As of March 12th, the Cake Health iPhone app will be on hiatus while we work out a few kinks.  Our apologies for any inconvenience that this may have caused!  If you have any questions during this time, feel free to shoot us a note.  Thank you for your patience and understanding.

How To Navigate Your Drug Formulary

The drug formulary provided by your healthcare provider is not a quick read, but way easier than that bedside copy of “War and Peace.”

However, you won’t have to go too deep in the weeds before you see the co-pay levels for your drug – and maybe discover an acceptable alternative that will lower that medical bill.

Generally, you can search your formulary in two ways:

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Retiring Soon? Don’t Forget About This Cost

Planning for your retirement is all about being financially secure. However, some factors such as the cost of healthcare are often overlooked or underestimated when it comes to retirement planning.

You’re probably thinking that you have nothing to worry about because Medicare will cover all your healthcare costs. Nothing could be further from the truth. Medicare only pays for very specific healthcare services. That leaves many expenses – hearing aids, glasses, dental work – as uninsured medical expenses.

So what should you do?

First, determine how much money you will need when you retire to cover you medical costs. Naturally, it will depend on when you retire, how long you live, your health status and the cost of medical care in your area.

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Best Free iPhone Apps for Diabetics

If you or a family member live with Type 1 or 2 diabetes, you know the tole it takes on one’s daily life.  From an abundance of medical bills to uncomfortable symptoms, managing the chronic illness is no walk in the park.  The good news is, every day a new solution is created to help make such illnesses easier to handle.  We’ll be discussing many of these resources in the future, but for now we’d like to offer you a few free iphone apps to help you lead a happy and healthy lifestyle:

1. Diabetes Log

If you’re a diabetic looking for a simple way to track your glucose readings, food intake, and medicine records – then this is the app for you.  Since the app is an early release, you can download it for free at the iTunes store.  Diabetes Log developer Chris Ross promises new features in the future, including exporting records via email and editing medication types.

Download Now! 

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5 Frequently Asked Questions About Health Reform

A while back we shared a cool video from the Kaiser Family Foundation that cleared up a lot of the confusion around health reform.  Now we’d like to share a few of the most frequently asked questions about the new legislation and how it will effect people like us in the upcoming years.

1. When will the health reform law take effect?

The Patient Protection and Affordable Care Act (PPACA) was created with a five year timeline.  Some provisions have already been implemented – preventative care is fully covered by insurance plans, those with preexisting conditions have access to coverage and retirees are getting relief with their Medicare drug coverage - but the majority of new protections will not take effect until Jan. 1, 2014.  Check out HealthCare.gov’s complete timeline for more information.

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Cake Saves (You) Major Cash!


More often than not when we talk to our users about how they’ve been using Cake Health, we find that our service has helped them stay on top of their medical bills and better understand their health insurance – but recently it’s been all about the dough!  After using Cake Health for a couple of months, our users are catching medical over-billing and saving tons of cash.

But don’t let me tell you…

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Why Your Stitches Cost $1,500 [Infographic]

You keep hearing about rising health costs in America, but are other nations receiving the same bad news?  Check out this informative infographic from Medical Billing and Coding to learn how our healthcare costs compare to other wealthy nations:

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Can Twitter Predict Future Healthcare Needs?

There is no doubt that the new information age has touched many areas of our lives; from staying connected to far away family and friends to “Googling” how-tos, symptoms of our back aches… etc.

These days, many people consult Google for healthcare advice before they contact their doctor. This trend has even extended to new social media sites, such as Facebook & Twitter, where symptoms and remedies are being shared by Friends and Tweeps around the world.

Recently, two researchers at John Hopkins University data mined 2 billion tweets and discovered an abundance of real-time medical information that could have far reaching effects on public health on a wide range of ailments. Mark Dredze, a researcher with the university’s Human Language Technology Center, and Michael J. Pau, a doctoral student, created an algorithm to filter out approximately 1.5 million tweets that related to health issues. No personal data was retained by the study, but they were able to record most of the tweet’s geographic locations; allowing them to map medical trends.

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